HALIM, A. I. M.; MUHAMMAD, A. F.; NITSWAT, N.; ARDI, N. A. H. The Pattern of Financial Management and Challenges Faced by Digital Startups in Indonesia: an Accounting and Financial Technology Perspective . Economics and Business Journal (ECBIS), [S. l.], v. 3, n. 4, p. 437–448, 2025. DOI: 10.47353/ecbis.v3i4.215. Disponível em: https://www.ecbis.net/index.php/go/article/view/215. Acesso em: 2 apr. 2026.